GALAXY OF TOOLS

PROPERTY SECTOR · 35 TOOLS

Free Real Estate & Property Calculators

Rental yield, cap rate, rent increase, carpet area, land units, FSI and property maths. 35 free tools, no sign-up.

Rental investing8

Buying & selling16

Home Affordability CalculatorThe home price your income, debts and savings support: India FOIR with RBI LTV and stamp duty, or the US 28/36 rule.Real Estate & PropertyDown Payment CalculatorDown payment amount or percentage, loan, LTV, mortgage insurance, minimum deposit rules and how long to save.Real Estate & PropertyPrice per Square Foot CalculatorPrice or rent per sq ft and sq m from a total and an area, the total from a rate, and carpet vs super built-up area.Real Estate & PropertyLTV CalculatorLoan-to-value and combined LTV for mortgages, remortgages, HELOCs and other secured loans, with lender bands.Real Estate & PropertyLoan Against Property CalculatorHow much you can borrow against a house, shop or plot — LTV and income limits — with EMI and schedule.Real Estate & PropertyProperty Tax CalculatorAnnual property tax by Delhi’s MCD unit area method, any Indian city’s rate, or US assessed value × mill rate.Real Estate & PropertyHome Appreciation CalculatorFuture or past home value from your own annual appreciation rate, or the growth rate between two prices.Real Estate & PropertyHome Equity & HELOC CalculatorEquity you can borrow at a max CLTV, HELOC draw and repayment payments, or a home equity loan.Real Estate & PropertyClosing Cost CalculatorItemised buyer or seller closing costs with editable fees, transfer taxes and cash needed to close.Real Estate & PropertyHome Sale Net Proceeds CalculatorWhat you take home after selling: price minus mortgage payoff, commission, closing costs and tax on the gain.Real Estate & PropertyReal Estate Commission CalculatorAgent commission or property brokerage on a sale or rental, with GST/VAT, co-broke and agent–broker splits.Real Estate & PropertyUK Stamp Duty CalculatorStamp Duty Land Tax for England and NI, LBTT for Scotland and LTT for Wales — first-time buyers and second homes.Real Estate & PropertyAustralia Stamp Duty CalculatorTransfer (stamp) duty for NSW, Victoria, Queensland and WA — first home buyer exemptions and foreign surcharges.Real Estate & PropertyCircle Rate CalculatorMinimum government value of a flat, plot or house from Delhi’s official circle rates or any state’s published rate.Real Estate & PropertyPre-EMI CalculatorPre-EMI interest on each construction-linked disbursement until possession, compared with paying full EMI from day one.Real Estate & PropertyTDS on Property Purchase Calculator1% TDS above ₹50 lakh from a resident, or capital-gains TDS with surcharge and cess when buying from an NRI.Real Estate & Property

Renting5

Area, rules & tradition6

Check the numbers before you sign, buy or let

Property decisions are large, slow to undo and full of small charges that add up. These free real estate calculators put the numbers in front of you first. Investors can start with the rental yield calculator for gross and net yield, the cap rate calculator for net operating income, cash-on-cash return and DSCR, and the rental property cash flow calculator for a ten-year projection with IRR. The BRRRR calculator, house flipping calculator, short-term rental calculator and gross rent multiplier calculator cover the other common strategies.

Buyers and sellers get the costs around the price itself. The down payment calculator shows how long saving takes and when mortgage insurance applies, the closing cost calculator lists buyer and seller charges with dated rules for the UK, Ontario, Toronto, Texas and Dubai, and the home sale net proceeds calculator works out what a seller keeps. The real estate commission calculator, LTV calculator, home equity and HELOC calculator and price per square foot calculator answer the questions that come up during a deal.

Renters and landlords have their own set: the rent affordability calculator, the rent split calculator for flatmates, the prorated rent calculator for part months, the security deposit calculator with legal caps for India, the UK and 15 US states, and the commercial lease calculator for NNN and gross leases. For Indian property there is the carpet area calculator using the RERA definition, the FSI / FAR calculator, the circle rate calculator from Delhi's official notification and the pre-EMI calculator for under-construction homes.

Rules, tradition and inheritance

  • Dated rules. Wherever a tax, fee or legal limit is built in, the page names the source and the date it was checked, and the figure stays editable because rates change.
  • Inheritance. The Islamic inheritance calculator shows the classical shares and the working step by step, and says plainly that a scholar and a lawyer should confirm any real division.
  • Tradition. The Vastu checker lists the commonly published placements for a home or plot, labelled as tradition rather than engineering, with no paid remedies.

Related tools elsewhere on the site

Real Estate & Property: frequently asked questions

Are these real estate calculators free?

Yes. Every calculator is free, needs no account and runs in your browser, so the prices, rents and incomes you type stay on your device.

Which countries do the calculators cover?

Most tools have a country picker for the United States, the United Kingdom, India, Australia, Canada or the UAE that sets the currency and the example figures. Country rules such as stamp duty, deposit caps or loan-to-value limits are only built in where the official source was checked, and each one shows its date.

Is this financial, tax or legal advice?

No. The tools do the arithmetic on the figures you enter and explain the usual rules. Property law, tax and lender policy differ by place and change often, so check important decisions with a qualified adviser, lawyer or lender.

What is the difference between carpet, built-up and super built-up area?

Carpet area is the usable floor inside the walls, as defined in India by the RERA Act 2016. Built-up area adds the walls and an exclusive balcony, and super built-up area adds a share of common areas through a loading factor. The carpet area calculator converts between all three and compares prices per carpet square foot.

How is rental yield different from cap rate?

Gross rental yield divides a year of rent by the price. Cap rate divides net operating income, which is rent after vacancy and running costs but before the mortgage, by the price. Cash-on-cash return then looks at the cash you actually put in after borrowing.