Germany Blocked Account Calculator – Sperrkonto Amount in Euros and INR

A Germany blocked account calculator for student visas

This Germany blocked account calculator shows how much money you need to put into a blocked account (Sperrkonto) to prove that you can pay for your living costs when applying for a German student visa. In 2026 the figure reported from German missions is €992 a month, which is €11,904 for 12 months, and the tool converts the total into rupees with an exchange rate that you type in.

It helps with the questions applicants search for: the blocked account amount for a master’s, what it is in INR, and how it changes with the length of stay. The amounts are editable because requirements can change and individual missions may ask for a different sum.

How to use the Germany Blocked Account Calculator

1. Choose who is applying: with an admission letter (€992 a month) or the reported higher figure without one, or enter your own monthly amount.
2. Enter the number of months of your stay.
3. Type today’s rupee-per-euro rate from your bank or a currency site.
4. Read the euro total, the rupee total and the monthly amount you may withdraw.
5. Confirm the final figure with the German mission handling your visa before you transfer money.

Germany Blocked Account Calculator features

What the blocked account is

A blocked account is a German bank account into which you pay the whole sum in advance. The bank releases only a fixed monthly amount, so the money lasts for your stay. For a student visa you submit the bank’s opening confirmation, which states the total deposited and the monthly amount available. The Foreign Office does not recommend particular providers.

The monthly figure is linked to the maximum BAföG rate (the German student-aid rate), which rose to €992 from the winter semester 2024/25. For a 12-month visa that is 12 × 992 = €11,904. An applicant applying under section 17(2) of the Residence Act without an admission letter is reported to need €1,091 a month (€13,092 a year).

Worked example

Twelve months at €992 is €11,904. At an exchange rate of ₹100 per euro that is ₹11,90,400; at ₹95 it would be ₹11,30,880. Bank charges, the provider’s fee and the exchange margin come on top, and they are not included here.

Before you transfer the money

• Check the amount on the website of the German mission or visa centre that will process your application.
• Open the account before the visa appointment, because only the official opening confirmation with the deposited total and the monthly amount is accepted.
• Compare provider fees and the exchange rate you will actually get, not just the headline rate.
• Keep the confirmation: you may need it again when you register in Germany or extend your permit.

Other ways to show funds

• A formal declaration of commitment (Verpflichtungserklärung) from a person living in Germany.
• A scholarship confirmation that covers the monthly sum.
• Other proofs that missions list on their fact sheets; the accepted list differs by country and changes, so read the current one.

For a master’s or a longer stay

The monthly figure is the same for bachelor’s and master’s students. I could not confirm an official rule for stays longer than a year, so the months field is editable: enter what your mission asks for. See also the study abroad cost calculator for tuition and living costs, the German grade calculator for grade conversion and the ECTS credit converter.